Commercial Insurance

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Business Owner Coverage

If you own or manage a business, your insurance should reflect how you operate, the property you rely on, and the responsibilities you carry. Business Owner coverage is designed to help protect your physical assets, manage liability, and support long-term stability.

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This type of coverage often includes:

  • Business & Commercial Auto to protect vehicles used for work
  • Landlord/Tenant coverage for owned or leased commercial space
  • Business Owner Policies (BOP) that bundle essential protections
  • Rental Property coverage for income-producing properties
  • Coverage tailored specifically for business owners across industries

Together, these coverages help you manage common risks while keeping your insurance structure efficient and adaptable as your business grows.

Business Owner Coverage

Franchised Auto Dealership Coverage

Franchised auto dealerships face a level of risk that requires specialized insurance planning. From vehicle inventory and customer test drives to service operations and digital systems, your dealership coverage needs to work together seamlessly.

Coverage for franchised dealerships may include:

  • Garage Liability to address operational risk
  • Garage Keepers Insurance for customer vehicles in your care
  • Property and General Liability for facilities and daily activity
  • Umbrella coverage to extend liability protection
  • Excess & Surplus Lines solutions for complex or higher-risk needs

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Franchised Auto Dealerships