If your vehicle is destroyed or damage in a collision, car insurance is the part of your insurance policy that will help you pay to repair the vehicle or replace it if necessary. This is most often used in the event of a collision involving another vehicle or a stationary object.
There are two parts to your car insurance policy: liability coverage and collision coverage. In the event that you’re ruled at fault for a collision, liability coverage will help you pay for damages to the other person, whether it’s for property damage or physical injury.
Collision coverage will protect you in the event of a collision without bodily injury, whether your vehicle is struck or you strike another vehicle or an object. To ensure that your vehicle is protected, you want to purchase enough insurance to cover the costs of any necessary repairs at your local service center near Montgomeryville, Lansdale, or Chalfont.